The Kids' Activities Budget

Pay for sports, lessons, clubs and camps without the surprise months: the whole year of each activity, its cost per session attended, gear per season, one monthly set-aside, a family cap and the years ahead

KidBeast's Cost of Raising a Child Calculator takes one cost a month for each line, but children's activities do not bill that way. A soccer season arrives as a registration in February, another in August, a uniform, cleats and the fuel to every practice, so typed in as its monthly bill it costs nothing at all, and the lumps land in the months nobody planned for. The Kids' Activities Budget prices the whole year of each activity, divides it by the sessions your child actually attends, prices gear per season it fits, and lays every charge on a calendar with one monthly set-aside and the starting buffer that keeps it above zero. In its worked example, two children's three activities with monthly bills of $250 really cost $3,946 a year, $328.83 a month; $328.84 set aside monthly with a $111.44 buffer never runs dry, and over the years ahead the whole-year figures come to $28,340 against the $23,040 the bills alone would show. It is money and planning only: no coaching, health or baby advice, no club or brand named, helmets and mouthguards priced new, and every family, price and age in it is an example for you to replace. Included: 24 printable pages with 7 steps, a season cost sheet, a gear decision log, a year calendar and set-aside ledger, a family cap card, reference tables, a quickstart, and a personalised sheet worked from your own figures in the calculator.

What’s inside

The full contents of The Kids' Activities Budget: what a year really costs, fitting it into the year, and the working pages

Step 1, The Whole Year Rule: three activities billed at $250 a month cost $328.83 a month over a whole year

Step 1: the whole year of each activity by kind (fees, gear, uniform, travel, extras) and its true monthly cost beside the monthly bill
Step 2: the cost per session your child actually attended, against the sessions on the schedule
Step 3: gear priced per season it fits: buy, buy used, borrow or rent, with head and mouth protection always new
Step 4: every charge on a twelve-month calendar, a set-aside rounded up to the cent, and the starting buffer worked to the cent
Step 5: the family cap set before the sign-up, and a plan change judged on cost per session attended
Step 6: camp counted net of the care it replaces, with the deposit and balance on the calendar
Step 7: each activity run through the Cost of Raising a Child Calculator with an end age, and a yearly review month
Four working pages: a season cost sheet, a gear decision log, a year calendar and set-aside ledger, and a family cap card
Reference tables for the cost per attended session and the set-aside and buffer for a lump, and a quickstart that closes the score loop
A personalised sheet: your monthly figure, what one more activity adds by the whole year, and the set-aside and buffer a lump needs

Plus a second PDF, worked out for you

Run one of the free calculators first and buy from that page, and this sheet is computed from your own figures. Buy from here and the pack still arrives complete — the sheet simply has no numbers of yours to work from yet.

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