The Pet Insurance Decision Kit

The Roll Pet workbook for reading a pet insurance quote in dollars, and deciding with your own numbers

A pet insurance quote is four numbers and a price: a deductible, a reimbursement percentage, an annual limit and a monthly premium. On average a policy pays back less than it costs, which is how insurance works; in a bad year it can pay back thousands. The honest question is what your quote does in each, and whether you could pay the bad year without it. Part 1 reads the quote, finds the break-even vet bill (premiums divided by the reimbursement share, plus the deductible: $1,175 on the worked quote), prices a quiet year and a very bad one ($8,000 of bills becomes $2,540 insured), compares deductible options on the same years, adds up twelve years of premiums under rising-premium scenarios, and lists the exclusions to check. Part 2 is the decision: the could-you-pay test, a check at every renewal, and claims that go through. It names no insurer and gives no advice. With your purchase comes a personalised sheet worked on the quote you enter in Roll Pet's free Pet Insurance Calculator.

What’s inside

The full contents of The Pet Insurance Decision Kit: the numbers, the decision, the working pages and three bonuses

Step 2, The Break-Even Rule: the year's vet bill at which an illustrative pet insurance quote pays back its premiums

Reading a quote: the four numbers and what each does
The break-even vet bill, and how to compare quotes on it
Your bad year, priced with and without a policy
Deductible options compared on the same years
Twelve years of premiums, and saving instead
The exclusions that decide which bills count
The could-you-pay test, renewals and claims
Bonuses: a quickstart, the break-even card and questions to ask
A personalised sheet worked on your own quote

Plus a second PDF, worked out for you

Run one of the free calculators first and buy from that page, and this sheet is computed from your own figures. Buy from here and the pack still arrives complete — the sheet simply has no numbers of yours to work from yet.

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$19.00 including any taxes · PDF, 26 pages · instant download, link valid 7 days and 5 downloads.
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